We strive to make our screening process quick and easy!

We check several areas while processing your application. Please read on for more details! Feel free to reach out to us with questions!

Here are our applications requirements:

1) We will verify your rental history:

   *Rental references can not come from friends or family

   *Dorm rental is considered a rental history, but we must be able to verify it

   *Rental history is signing a legally binding lease

Please provide at least 3 years of residential history

We do not accept rental references from friends or family

To be considered a liable rental reference, you must have signed a legally binding lease for the location your rented.

*Please contact our office if you do not have rental history and have questions to see if you would still qualify. We can be reached at 502-451-2100 or by email at rentals@rameyandassociatesinc.com

** We do not accept co-signers***

2) Your gross monthly income must be 2.5 to 3 times more than the monthly rent amount

   * We accept the following as proof of income;

     * Paystubs - must be your most recent that cover a 4 week period

     * 2 most recent tax returns - not a 1099 or w2 - that actual tax return

     * SSI award letter for the current year

     * Food stamp voucher for the current year

     * Section 8 award letter that is current - *income requirements are adjusted

     * Child support - proof from documentation from the court 

     * A letter on company letter head from your employer with their name and contact information 

     * WE DO NOT ACCEPT the following: 

          * Your bank statements

          * A letter from parent/spouse/family member/etc. stating they give you X amount of money each month

3) Credit - you will be given an in house grade based on your credit score. The higher your credit, the better your score. 

     * Any collections cases found against you from any housing source could result in an automatic denial

     * If you have paid a debt off from a collection case against you for housing, we will need to verify that it has been paid off

4) If you have been evicted in the last 3 years for any reason,  your application will not be approved

5) A background check will be pulled and reviewed by management. Please contact our office with specific questions if you think something on your background could prevent you from being approved.